₱18,000 salary: take-home pay in the Philippines
A private-sector employee on ₱18,000 a month takes home ₱16,450.00, after ₱1,550.00 in contributions and no income tax.
Your take-home pay per month₱16,450.00from ₱18,000.00 gross
- Take-home 91.4%
- Contributions 8.6%
- Income tax 0.0%
How it is worked out
| Gross pay | ₱18,000.00 |
| SSS (salary credit ₱18,000.00) | −₱900.00 |
| PhilHealth (5% of ₱18,000.00, half yours) | −₱450.00 |
| Pag-IBIG (on up to ₱10,000.00) | −₱200.00 |
| Taxable pay | ₱16,450.00 |
| Income tax withheld | −₱0.00 |
| Take-home pay | ₱16,450.00 |
What your employer pays on top
| SSS, with Employees' Compensation ₱30.00 | ₱1,830.00 |
| PhilHealth | ₱450.00 |
| Pag-IBIG | ₱200.00 |
| Monthly pay plus employer contributions (13th month not included) | ₱20,480.00 |
What this salary means
| Take-home for 12 months, plus a 13th month of ₱18,000, tax-free if all your benefits stay within ₱90,000 | ₱215,400.00 |
| Equivalent daily rate, 6-day week (× 12 ÷ 313) | ₱690.10 |
| Equivalent daily rate, 5-day week (× 12 ÷ 261) | ₱827.59 |
At this salary your taxable pay stays under ₱20,833 a month, so no income tax is withheld.
Your SSS salary credit is ₱18,000.
A raise of ₱1,000 a month would add ₱925.00 to your take-home.
The daily rate for a 6-day week is below the highest Metro Manila minimum wage of ₱755, so check the rate for your region.
Assumes all pay is basic salary and taxable. Change the figures in the calculator.
Rules: SSS Circular 2024-006; RA 11223 s.10 and PhilHealth Advisories 2025-0002 and 2026-0042; DOLE Handbook 2024 (Pag-IBIG; pay factors); BIR Annex E to RR 11-2018. Sources and method.